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1		NEW YORK, NY
2		East Corinth, VT
3		COLUMBUS, OH
4		WINSTONSALEM, NC
5		COLUMBUS, OH
6		CINCINNATI, OH
7		WAUSEON, OH
8		ROOTSTOWN, OH
9		Versailles, IN
10		Minneapolis, MN
11		STERLING, IL
12		GRAYSLAKE, IL
13		PHILADELPHIA, PA
14		ROCHESTER, MN
15		MITCHELLVILLE, IA
16		DYERSVILLE, IA
17		TIOGA, ND
18		LINCOLN, NE
19		Arlington, VA
20		Wilmington, DE
21		CHAGRIN FALLS, OH
22		WASHINGTON, DC
23		BELTSVILLE, MD
24		WASHINGTON, DC
25		WASHINGTON, DC
26		WASHINGTON, DC
27		WASHINGTON, DC
28		North Chesterfield, VA
29		MCLEAN, VA
30		CHARLOTTESVILLE, VA
31		Burke, VA
32		WINSTONSALEM, NC
33		ROXBORO, NC
34		SHALLOTTE, NC
35		SENECA, SC
36		Asheboro, NC
37		RALEIGH, NC
38		MINNEAPOLIS, MN
39		WASHINGTON, DC
40		PHILADELPHIA, PA
41		INDIANOLA, IA
42		DETROIT, MI
43		GRAND RAPIDS, MI
44		HYATTSVILLE, MD
45		DES MOINES, IA
46		LOUISVILLE, KY
47		CHICAGO, IL
48		SAINT CLAIR SHORES, MI
49		WASHINGTON, DC
50		Washington, DC

KACF PROVIDES GRANTS AND CAPACITY BUILDING ASSISTANCE TO ORGANIZATIONS WORKING TO ADDRESS THE MOST PRESSING NEEDS IN THE KOREAN AMERICAN AND BEYOND. TO THE SUPPORTERS, KACF PROVIDES A WAY TO MAGNIFY THE IMPACT

To provide community awareness, funding and support for the education of Dalit Children in rural Southern India. Help Kids India supports the work of the Betsy Elizabeth Trust (BET), an Indian non-profit organization. HKI funds three BET preschools serving a total of 170 children who live in poverty, most of whom are Dalit (Untouchable). HKI funds pay all school operating expenses, including salaries for twenty-seven staff. Additionally, HKI provides funding for food assistance, utilities and maintenance, student uniforms, transportation, auditor fees, administration expenses, and necessary building projects.

IS A STATEWIDE NON-PROFIT ORGANIZATION DEDICATED TO PROMOTING THE USE OF CLEANER, DOMESTIC AND EFFICIENT VEHICLES TO THE TRANSPORTATION INDUSTRY, GOVERNMENT OFFICIALS, AND THE GENERAL PUBLIC. WE PROVIDE HANDS ON TECHNICAL SUPPORT TO TRANSPORTATION PROFESSIONALS, CONDUCT OUTREACH ON SUSTAINABLE TRANSPORTATION ENERGY POLICIES, AND SERVE AS AN EDUCATIONAL RESOURCE CLEARINGHOUSE FOR FLEETS, POLICYMAKERS, AND THE PUBLIC.

THE ORGANIZATION BUILDS AND STRENGTHENS THE CAPACITY OF NONPROFIT ORGANIZATIONS AND WORKS TO INCREASE VOLUNTEERISM IN THE FORSYTH, DAVIE, DAVIDSON, YADKIN, STOKES AND SURRY COUNTY AREAS OF . THE ORGANIZATION PROVIDES INFORMATION, ASSESSMENT TOOLS, AND REFERRALS ON A WIDE VARIETY OF TOPICS RELATED TO DEVELOPMENT, SUPPORT, AND CAPACITY BUILDING FOR INDIVIDUAL NONPROFITS AND THE LOCAL NONPROFIT COMMUNITY AS A WHOLE. THEY ALSO CONNECT INDIVIDUALS AND GROUPS WITH MEANINGFUL SERVICE OPPORTUNITIES WITHIN THE NONPROFIT SECTOR.

ECDI SERVES THE NEEDS OF DISADVANTAGED LOW-INCOME, LOW-WEALTH ENTREPRENEURS THROUGH A MULTI-TIERED APPROACH THAT COMBINES ACCESS TO AFFORDABLE CAPITAL, WITH WRAPAROUND SMALL BUSINESS SERVICES, ALLOWING UNDERSERVED ENTREPRENEURS TO CREATE EXPAND THEIR BUSINESS ENTER THE MAINSTREAM.

AN ORGANIZATION THAT PROVIDES COMMUNITY ASSISTANCE PROGRAMS AND MINISTRIES TO THE SURROUNDING COMMUNITIES. THERE ARE FOUR FOCUS AREAS: 1.)ZOE - HEALTH AND WELLNESS MINISTRIES THAT EQUIP INDIVIDUALS PHYSICALLY, EMOTIONALLY, AND MENTALLY FOR LIVING.2.)YARAH- EDUCATIONAL AND TRAINING MINISTRIES THAT PROVIDE INSTRUCTION/ FOR YOUTH, YOUNG ADULTS, AND SENIOR CITIZENS. THIS INCLUDES, BUT IS NOT LIMITED TO EARLY CHILD , BASIC SKILLS, REMEDIAL , COMPUTER TECHNOLOGY, OCCUPATIONAL, AND SUPPLEMENTARY REHABILITATION.3.)PRAMA- BUSINESS EMPLOYMENT MINISTRIES THAT GENERATE INCOME AND BUILD WEALTH FOR EKKLESA COMMUNITY MINISTRIES, CBC MEMBERS AND COMMUNITY. 4.)CHORION- REAL ESTATE MANAGEMENT MINISTRIES THAT PURCHASES, DEVELOPS, OWNS, AND MANAGES RESIDENTIAL AND COMMERCIAL REAL ESTATE PROPERTIES FOR RENTAL AND THE INTENT TO SELL.

TO PROMOTE ECONOMIC GROWTH AND BUSINESS DEVELOPMENT IN THE AREA BY PROVIDING MEANINGFUL SERVICES FOR ITS MEMBERSHIP AND HELPING TO SUSTAIN A HIGH QUALITY LIFE WITHIN THE COMMUNITY.

TO STRENGTHEN THE FINANCIAL CAPACITY OF THE AND TO BROADEN ACCESS TO HIGH QUALITY , PHARMACY, AND GRADUATE EDUCATION.

The RCEDC mission is 1 to seek and provide activities that promote new business , thus offering diverse employment opportunities for citizens of the , and 2 to facilicate business expansion and retention programs that will enhance the growth and succes of existing businesses.

A $500,000 concessionary loan for 8 years to Four Bands Community Fund. Four Bands Community Fund serves Native clients across South Dakota in the areas of small business development, business lending, financial literacy, and youth entrepreneurship.

TO CREATE ECONOMIC AND JOB GROWTH IN THE AREA THROUGH BUSINESS EXPANSION, NEW INVESTMENT AND RETENTION.

FARM BUSINESS DEVELOPMENT CENTER (FBDC) - FBDC IS A BUSINESS INCUBATOR WHERE BEGINNING FARMERS CAN LEASE CERTIFIED ORGANIC LAND WITH LIMITED ACCESS TO EQUIPMENT AND INFRASTRUCTURE FOR UP TO FIVE YEARS BEFORE MAKING THE LONG TERM INVESTMENT IN FARMS OF THEIR OWN.

THE MISSION OF MPA IS TO MANAGE CHARITABLE ASSETS MAKE GRANTS TO FACILITATE AFFORDABLE HOUSING IN THE COMMUNITIES OF VILLAGE IN THE CITY OF PHILADELPHIA, TO PROMOTE RELATED CHARITABLE SERVICES INCLUDING EDUCATION COMMUNITY CAPACITY BUILDING.

RCTC FOUNDATION IMPROVES LIVES WITH THE SUPPORT OF QUALITY, AFFORDABLE, ACCESSIBLE HIGHER EDUCATION. WE RAISE FUNDS TO SUPPORT SCHOLARSHIPS, STUDENT BASIC NEEDS, ENHANCE QUALITY ACADEMICS, ENRICH CAMPUS LIFE WITH ATHLETICS ARTS, MAKE STRATEGIC INVESTMENTS IN OUR STUDENTS COLLEGE. THROUGH ACTIVE, ONGOING CAMPAIGNS TO PROMOTE PHILANTHROPY IN THE , THE FOUNDATION AIMS TO GROW A DIVERSE AMOUNT OF RESOURCES SUFFICIENT TO PROVIDE AFFORDABLE EDUCATION FOR ALL STUDENTS, ADD VALUE EXCELLENCE TO THE PROGRAMS OFFERED AT RCTC HELP INSULATE THE INSTITUTION FROM FUTURE ECONOMIC POLITICAL FORCES BY HELPING TO FILL GAPS IN STATE FUNDING. THE FOUNDATION BELIEVES THAT NO STUDENT SHOULD BE TURNED AWAY FROM RCTC DUE TO AN INABILITY TO PAY TUITION.

Public Libraries support - Contributions toward the operating expenses of the public libraries in the small rural communities of Mingo, Mitchellville Monroe, Iowa.

TO SERVE, PROMOTE AND SECURE INDUSTRY, BUSINESS AND THE WELL-BEING OF THE COMMUNITY THROUGH BUSINESS RETENTION AND EXPANSION, NEW BUSINESS DEVELOPMENT, WORKFORCE DEVELOPMENT, AND COMMUNITY DEVELOPMENT

PROMOTING AND EXPANDING THE ECONOMY OF BY WORKING WITH THE PRIVATE SECTOR TO GENERATE JOBS AND STRENGTHEN THE ECONOMY BY ATTRACTING BUSINESS EXPANSION AND HELPING THE ESTABLISHED BUSINESSES THAT CALL HOME.

HEALTHCARE, INC. (CATCH) IS A CLIENT AND PHYSICIAN CENTERED SERVICE DELIVERY SYSTEM UTILIZING TECHNOLOGY AND PUBLIC HEALTH PRINCIPLES FOSTER IMPROVED HEALTH OUTCOMES THROUGH , COORDINATION OF HEALTH CARE AND OUTREACH SERVICES.

is a not-for-profit Corporation organized under the laws of the District of Columbia exclusively for charitable and educational purposes. Foundations main mission is to create wealth in rural Haitian communities. The intends to secure financial and technical support for charitable works to empower the rural poor throughout . Toward this end the may support programs, which provide higher education for qualified rural youth or community based educational programs, assistance to and / or training for local community organizations, foster the creation of viable Haitian small business enterprises or other programs, which may create sustainable development and increased wealth in rural Haitian communities. The may conduct outreach of programs and activities to educate the US public, donors and the rest of the world about rural and the peasants struggle for education, health care, good agriculture and basic nee

BEACON (5) - $1,000.000 FOR GENERAL WORKING CAPITAL

THE PROVIDES GRANTS TO NON-PROFIT ORGANIZATIONS LOCATED IN CUYAHOGA, LORAIN, MEDINA, SUMMIT, PORTAGE, GEAUGA LAKE COUNTIES IN OHIO. GRANTS ARE FOR CAPITAL PROJECTS, GENERAL OPERATING SUPPORT, PROJECT SPECIFIC FUNDING. A SEPARATE ALLOCATION WILL BE MADE TO SUPPORT ORGANIZATIONAL LEADERSHIP DEVELOPMENT INCLUDING: STRATEGIC PLANNING, SUCCESSION PLANNING, EXECUTIVE LEADERSHIP COACHING DEVELOPMENT, FUNDRAISING LEADERSHIP DEVELOPMENT.

To imporve the quality of life of older adults, their families, and communities through educational programs, advocacy, and capacity buildings.

TO BUILD A LASTING FINANCIAL CAPACITY FOR THE SUBUD COMMUMITY, WITH DEDICATION TO THE LONG-TERM AIMS OF THE WORLD SUBUD ASSOCIATION.

RAISE PROGRAM FUNDS, ACCEPT SOCIAL LOANS, AND FACILITATE TECHNICAL SUPPORT FOR FAMILY.

THE MODELS HALLMARKS ARE COMPREHENSIVE SERVICES AND CONTINUITY OF CARE FOR PREDOMINATELY AFRICAN-AMERICAN CHILDBEARING AND CHILDREARINGFAMILIES RESIDING LARGELY IN WARDS 5, 7, AND 8 IN THE DISTRICT OF COLUMBIA. IT IS A UNIQUE MODEL OF SERVICE DELIVERY UNDER ONE ROOF THAT PLACES MATERNITY CARE IN ITS SOCIAL CONTEXT WITH AN OUT-OF-HOSPITAL BIRTH AT ITS CORE. A RANGE OF COMPLEMENTARY SERVICES, INCLUDING WELL WOMAN CARE FOR WOMEN OF ALL AGES, ADULT PRIMARY HEALTH CARE, CHILDRENS PRIMARY HEALTH CARE TO 21 YEARS OF AGE, FAMILY RESOURCE AND SUPPORT SERVICES, AND A FULL DAY EARLY CHILDHOOD EDUCATION FOR INFANTS AND TODDLERS ARE PROVIDED WITH SUPPORT FROM THE .MATERNAL HEALTH CARE SERVICES ARE PROVIDED BY NURSE MIDWIVES. CHILD DEVELOPMENT ASSOCIATES AND EARLY EDUCATION TEACHERS PROVIDE CLASSROOM LEARNING AND PARENT SUPPORT. THE MODEL SUPPORTS PEER EDUCATION THROUGH GROUP PRE-NATAL CARE, BREASTFEEDING PEER COUNSELORS, AND WELLNES

INC. (SIFLR) IS A NONPROFIT ORGANIZATION ESTABLISHED TO SUPPORT THE CHARITABLE AND EDUCATIONAL ACTIVITIES OF UNIDOSUS, TO ENGAGE IN ANY AND ALL ACTIVITIES NECESSARY OR APPROPRIATE TO RAISE FUNDS THE PURPOSES OF THE ORGANIZATION, INCLUDING THE SOLICITATION OF CONTRIBUTIONS FROM PUBLIC AND PRIVATE SOURCES WHEREVER LOCATED, AND TO DO ANY AND ALL LAWFUL ACTS THAT MAY BE NECESSARY, USEFUL, SUITABLE, OR PROPER TO FURTHER THE PURPOSES OF THE ORGANIZATION.

SUPPORTS COMMUNITY BASED INITIATIVES FOR SOCIAL JUSTICE AND PEACE IN GLOBAL SOUTH THROUGH RESEARCH, FUNDRAISING,AND TECHNICAL SUPPORT.

To provide financial assistance to the Program for operating expenses.

THE OBJECTIVE OF THE IS TO ASSURE A CONTINUOUS GROWING CONSUMPTION OF FISH AND SEAFOOD PRODUCTS IN THE UNITED STATES IN ORDER TO CONTRIBUTE TO THE OVERALL FOOD REQUIREMENTS AND NUTRITIONAL NEEDS OF THE POPULATION AND TO ENHANCE THE WELFARE OF THE INDUSTRY,THUS PROVIDING EMPLOYMENT AND INVESTMENT OPPORTUNITIES.

OR ORGANIZATION) IS A COMMUNITY-BASED NONPROFIT, WITH A LOCAL BOARD DIRECTORS, SERVING AND THE COUNTIES ALBEMARLE, FLUVANNA, GREENE, LOUISA, ORANGE, AND NELSON. HAS ADOPTED THREE IMPACT AREAS: SCHOOL READINESS, FINANCIAL STABILITY, AND CONNECTED COMMUNITY, WHICH REPRESENT AREAS SIGNIFICANT COMMUNITY NEED. THE OVER-ARCHING GOAL IS TO ELIMINATE BARRIERS FOR MINORITY AND ECONOMICALLY-DISADVANTAGED POPULATIONS AND ENABLE THEM TO ACHIEVE FINANCIAL STABILITY AND THRIVE ECONOMICALLY. THIS MAY BE ACHIEVED THROUGH COORDINATED SERVICE DELIVERY AMONG PEER AGENCIES SUPPORTED BY TASK FORCE COALITIONS FOCUSED ON LONG-TERM, SYSTEMS-LEVEL CHANGE. THROUGH THIS, WE MAY BEGIN TO ELIMINATE A DEPENDENCY ON THESE SERVICES SUCH THAT INDIVIDUALS CAN THRIVE ECONOMICALLY AND BECOME FINANCIALLY STABLE.

SUPPORT ROMAN CATHOLIC RELIGIOUS ORDERS, SEMINARIANS, CLERGY, SCHOLARSHIPS TO CATHOLIC ELEMENTARY, MIDDLE AND HIGH SCHOOLS AND OTHER RELIGIOUS GROUPS. FAMILY PROGRAMS. FULL RANGE SCOUTING ACTIVITIES. BOYS CLUBS, EXPLORERS, EAGLE AND CATHOLIC YOUTH GROUPS. DIRECT ASSISTANCE TO MULTIPLE COMMUNITY OUTREACH PROGRAMS. APPALACHIA HOME BUILD PROJECT. SUPPORT FOR PROGRAMS ASSISTING WOMEN DURING AND AFTER PREGNANCY. DIRECT ASSISTANCE TO PERSONS WITH INTELLECTUAL DISABILITIES. ASSIST MEMBERS IN FINANCIAL DISTRESS FOR MORTGAGE, UTILITIES AND MEDICAL EXPENSES. PER CAPITA CHARGES FOR THE KOC SUPREME HQ AND STATE COUNCILS THE . OPERATING EXPENSES AND GENERAL PROGRAM SUPPORT FROM THE . GRAND TOTAL FUNDS RAISED FOR ALL ACTIVITIES IS $107,658.

TO PROMOTE AND ENCOURAGE BUSINESS DEVELOPMENT IN AND FORYSTH COUNTY.

THE PCC PLACES TOP PRIORITY ON PROVIDING FINANCIAL SUPPORT IN THE FORM OF SCHOLARSHIPS AND PROGRAM FUNDING TO STUDENTS, FACULTY, AND STAFF AT . THROUGH CONTRIBUTIONS AND EVENT SPONSORSHIPS FROM INDIVIDUALS, BUSINESSES, AND CIVIC ORGANIZATIONS IN AND AROUND OUR LOCAL , THESE FUNDS HAVE BEEN ALLOCATED TO PROVIDE STUDENT SCHOLARSHIPS, FACULTY AND STAFF DEVELOPMENT AND EXCELLENCE AWARDS, MINI-GRANTS FOR INNOVATIVE PROJECTS AND , AMONG OTHER INITIATIVES.

THE MISSION IS TO PROMOTE NEW BUSINESS DEVELOPMENT, BUSINESS EXPANSION, AND BUSINESS RETENTION IN BRUNSWICK AND COLUMBUS COUNTIES; TO PARTNER WITH STATE AND LOCAL AUTHORITIES AND ORGANIZATIONS TO AFFORD THE TOOLS REQUIRED TO MOVE MORE CITIZENS AND BUSINESSES INTO THE TECHNOLOGY AGE AND TO LONG-TERM ECONOMIC PROSPERITY; TO ORGANIZE ECONOMIC DEVELOPMENT ACTIVITIES WITH THE GOAL OF MAKING THE ACTIVITIES FINANCIALLY SELF-SUSTAINING OVER TIME; AND ULTIMATELY TO HELP CREATE AND RETAIN JOBS FOR THE CITIZENS OF OUR AREA.

TO ENCOURAGE HEALTHY BUSINESS DEVELOPMENT IN

ENCOURAGES FELLOWSHIP AMONG MEMBERS AND PROMOTES PROFESSIONAL BUSINESS DEVELOPMENT AND SUPPORT LOCAL CHARITIES

OUR MISSION IS TO FOSTER ECONOMIC IN UNDERSERVED COMMUNITIES BY PROVIDING CAPITAL, SERVICES, AND POLICY RESEARCH TO SUPPORT BUSINESSES.

MAKES STRATEGIC INVESTMENTS IN PROVEN AND PROMISING , PROVIDING THE EXPERT GUIDANCE, FUNDING RESOURCES TO CREATE A COMMUNITY OF .

The YBGB serves -led -benefitting nonprofits its leaders with a mission to provide capacity building convenings funding that uniquely meets their social impact needs.

Are to volunteer technical assistance and service support for adults and businesses, in the Philadelphia region, which lack adequate funding for consultants, mid-level managers, or employees to help sustain their operations.

PROVIDED LEADERSHIP, TRAINING AND TECHNICAL SUPPORT FOR EXPERIENTIAL LEARNING OPPORTUNITIES AT SIMPSON COLLEGE FOR OVER 125 STUDENTS

THE OPPORTUNITY FOUNDATION 3 WAS ESTABLISHED IN NOVEMBER 2017 AS A SUPPORTING ORGANIZATION TO THE COMMUNITY FOUNDATION FOR (CFSEM). THE MISSION OF CFSEM IS TO ENHANCE QUALITY OF LIFE IN . CFSEM PROMOTES AND FACILITIES PERMANENT CHANGE IN THE SEVEN COUNTIES OF WAYNE, OAKLAND, MACOMB, MONROE, WASHTENAW, LIVINGSTON, AND ST. CLAIR. CFSEM MAKES STRATEGIC INVESTMENTS IN PROGRAMS AND ORGANIZATIONS THAT BENEFIT THE REGION.

TO PROVIDE FINANCIAL RESOURCES THAT SUPPORT HOLISTIC REVITALIZATION OF NEIGHBORHOODS IN AND AROUND GRAND RAPIDS, MICHIGAN BY COORDINATING AND INVESTING IN ACCESS TO AFFORDABLE LOW AND MIXED-INCOME HOUSING; FOSTERING CRADLE-TO-CAREER EDUCATIONAL OPPORTUNITIES; REINVIGORATING NEIGHBORHOOD ECONOMIES THROUGH WORKFORCE DEVELOPMENT, LOCAL ENTREPRENEURSHIP AND BUSINESS DEVELOPMENT; AND ENHANCING QUALITY OF LIFE THROUGH COMMUNITY HEALTH AND WELLNESS EFFORTS; AND BY ENGAGING IN ACTIVITIES RELATED TO THE FOREGOING.

To support and empower Persons with Disabilities (PWDs) to invest their skills and resources in sustainable services of: Inclusive education and service delivery.

PROVIDE HOLISTIC AND INNOVATIVE SOLUTIONS THAT STRENGTHEN NEIGHBORHOODS. WE DO THIS THROUGH STRATEGIC INVESTMENTS IN REAL ESTATE AND PARTNERSHIPS TO IMPROVE QUALITY OF LIFE.

To Give Adults New Or Refurbished Laptops, Technical Support And Technology Training To Allow Them To Gain Marketable Skills Otherwise Not Available To Them And Promote Technology Learning.

To enhance the of the Immaculate Heart of Mary, Mother of Christ, all over the world through capacity building and fundraising. Distributes funds raised for charitable purposes and sees that funds are used for reasons they are raised.

ORGANIZED EXCLUSIVELY FOR CHARITABLE, RELIGIOUS, EDUCATIONAL, AND SCIENTIFIC PURPOSES UNDER SECTION 501(c)(3) OF THE INTERNAL REVENUE CODE, OR CORRESPONDING SECTIONS OF ANY FUTURE FEDERAL TAX CODE. SUBJECT TO THE FOREGOING LIMITATIONS, THE ORGANIZATION ADDRESSES THE ECONOMIC NEEDS OF LOW-INCOME INDIVIDUALS AND FAMILIES THROUGH THE CREATION OF SUSTAINABLE BUSINESS AND EMPLOYMENT OPPORTUNITIES.

THE LARGEST NATIONAL HISPANIC CIVIL RIGHTS AND ADVOCACY ORGANIZATION IN THE UNITED STATES, WORKS TO IMPROVE OPPORTUNITIES FOR HISPANIC AMERICANS. THROUGH ITS NETWORK OF NEARLY 300 AFFILIATED COMMUNITY-BASED ORGANIZATIONS, REACHES MILLIONS OF HISPANICS EACH YEAR IN 41 STATES, PUERTO RICO, AND THE DISTRICT OF COLUMBIA. TO ACHIEVE ITS MISSION, CONDUCTS APPLIED RESEARCH, POLICY ANALYSIS, AND ADVOCACY, PROVIDING A LATINO PERSPECTIVE IN FIVE KEY AREAS: (1) ASSETS/INVESTMENTS; (2) CIVIL RIGHTS/IMMIGRATION; (3) EDUCATION; (4) EMPLOYMENT AND ECONOMIC STATUS; AND (5) HEALTH. IN ADDITION, IT PROVIDES CAPACITY BUILDING ASSISTANCE TO ITS AFFILIATES WHO WORK AT THE STATE AND LOCAL LEVEL TO ADVANCE OPPORTUNITIES FOR INDIVIDUALS AND FAMILIES.

Our mission is to expand economic opportunity for underserved communities through by providing technical assistance and capacity building in mortgage lending to Community Development Financial Institutions (CDFI), community lenders, and HUD-approved agencies.

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